[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sftuma.cz\/poctive-penize\/#Article","mainEntityOfPage":"https:\/\/www.sftuma.cz\/poctive-penize\/","headline":"Poctiv\u00e9 pen\u00edze","name":"Poctiv\u00e9 pen\u00edze","description":"Hypot\u00e9ka a nebo \u00fav\u011br je nyn\u00ed opravdu podle m\u00e9ho n\u00e1zoru t\u00e9ma samo o sob\u011b \u010d\u00edslo jedna. J\u00e1 v\u00edm, \u017ee v posledn\u00ed dob\u011b ekonomick\u00fd trh s nemovitostmi nen\u00ed tak perfektn\u00ed, jako byl t\u0159eba p\u0159ed koronavirem. J\u00e1 si mysl\u00edm, \u017ee pr\u00e1v\u011b takovou ekonomickou krizi zhor\u0161ila pr\u00e1v\u011b v\u00e1lka na Ukrajin\u011b a tak\u00e9 p\u0159edt\u00edm pandemie koronaviru.. Podle m\u00e9ho n\u00e1zoru, […]","datePublished":"2023-08-27","dateModified":"2023-09-27","author":{"@type":"Person","@id":"https:\/\/www.sftuma.cz\/author\/#Person","name":"","url":"https:\/\/www.sftuma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bac9badfec1c8ddbfb42cc2a45bdd424bcac2f01b51b95470cbfd0bab9e793fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bac9badfec1c8ddbfb42cc2a45bdd424bcac2f01b51b95470cbfd0bab9e793fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sftuma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sftuma.cz\/wp-content\/uploads\/new-home-4083239_1280_3.jpg","url":"https:\/\/www.sftuma.cz\/wp-content\/uploads\/new-home-4083239_1280_3.jpg","height":0,"width":0},"url":"https:\/\/www.sftuma.cz\/poctive-penize\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"   Hypot\u00e9ka a nebo \u00fav\u011br je nyn\u00ed opravdu podle m\u00e9ho n\u00e1zoru t\u00e9ma samo o sob\u011b \u010d\u00edslo jedna. J\u00e1 v\u00edm, \u017ee v posledn\u00ed dob\u011b ekonomick\u00fd trh s nemovitostmi nen\u00ed tak perfektn\u00ed, jako byl t\u0159eba p\u0159ed koronavirem. J\u00e1 si mysl\u00edm, \u017ee pr\u00e1v\u011b takovou ekonomickou krizi zhor\u0161ila pr\u00e1v\u011b v\u00e1lka na Ukrajin\u011b a tak\u00e9 p\u0159edt\u00edm pandemie koronaviru.. Podle m\u00e9ho n\u00e1zoru, kdyby se tohle nestalo, tak mo\u017en\u00e1 by tak\u00e9 nebylo tak obt\u00ed\u017en\u00e9 obdob\u00ed, jak\u00e9 je dnes. V\u0161ichni ale tak\u00e9 v\u00edme, jak\u00e1 je moc vysok\u00e1 inflace a jak\u00e1 je na tom tak\u00e9 na\u0161e vl\u00e1da a nebo je\u0161t\u011b ekonomika. A v\u0161ichni p\u0159eci st\u00e1le nad\u00e1vaj\u00ed na vl\u00e1du. A pro\u010d? To tak\u00e9 rad\u011bji nech\u00e1me b\u00fdt. Mnoho ale lid\u00ed tak\u00e9 nad\u00e1v\u00e1 na to, \u017ee nemaj\u00ed pen\u00edze a \u017ee banky jim v\u016fbec necht\u011bj\u00ed p\u016fj\u010dit.Ov\u0161em ale tak\u00e9 nen\u00ed dobr\u00e9 a v\u00fdhodn\u00e9, kdy\u017e se hodn\u011b lid\u00ed zadlu\u017e\u00ed, jenom kv\u016fli tomu, aby si mohli dovolit dovolenou a nebo aby mohli nakoupit tak\u00e9 d\u00e1rky na V\u00e1noce a nebo klasicky d\u00e1rky k narozenin\u00e1m. J\u00e1 si mysl\u00edm, \u017ee kdy\u017e se rozhodnete investovat, tak podle m\u00e9ho n\u00e1zoru opravdu nejlep\u0161\u00ed bude, kdy\u017e zainvestujete do n\u011bjak\u00e9 nemovitosti. V\u017edy\u0165 v dne\u0161n\u00ed dob\u011b nemovitost se opravdu vyplat\u00ed. A potom v budoucnu, kdy\u017e ta nemovitost bude napsan\u00e1 na va\u0161e jm\u00e9no, tak va\u0161e d\u011bti alespo\u0148 budou n\u011bco d\u011bdit. Tohle je pr\u00e1v\u011b i m\u016fj velk\u00fd sen, ale zat\u00edm nem\u00e1m \u017e\u00e1dn\u00e9 pen\u00edze na to, abych si po\u0159\u00eddila n\u011bjak\u00fd kr\u00e1sn\u00fd mal\u00fd byt. Moje maminka \u0159\u00edk\u00e1, \u017ee si m\u00e1m vyzkou\u0161et tak\u00e9 hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu.Chv\u00edli jsem nad t\u00edm p\u0159em\u00fd\u0161lela, ale st\u00e1le jsem m\u011bla za to, \u017ee j\u00e1 se sv\u00fdm mal\u00fdm platem a s partnerem, kter\u00fd m\u00e1 tak\u00e9 n\u00edzk\u00fd plat, tak nem\u00e1me v\u016fbec na \u017e\u00e1dnou hypot\u00e9ku ani \u0161anci ani n\u00e1rok. A to ani na hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu. Ale nakonec jsme si vzali bankovn\u00edho poradce a nakonec to vy\u0161lo. Pr\u00fd dos\u00e1hneme \u00fapln\u011b v pohod\u011b na hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjm\u016f. S p\u0159\u00edtelem jsme byli opravdu p\u0159ekvapen\u00ed, proto\u017ee tohle jsme absolutn\u011b v\u016fbec ne\u010dekali. Mysl\u00edm si, \u017ee i vy m\u00e1te \u0161anci z\u00edskat hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu.                                                                                                                                                                                                                                                                                                                                                                                           3.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poctiv\u00e9 pen\u00edze","item":"https:\/\/www.sftuma.cz\/poctive-penize\/#breadcrumbitem"}]}]