[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sftuma.cz\/jak-zjistit-zda-dostanu-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.sftuma.cz\/jak-zjistit-zda-dostanu-hypoteku\/","headline":"Jak zjistit, zda dostanu hypot\u00e9ku","name":"Jak zjistit, zda dostanu hypot\u00e9ku","description":"Asi ka\u017ed\u00fd z n\u00e1s tou\u017e\u00ed po vlastn\u00edm bydlen\u00ed, a\u0165 u\u017e se jedn\u00e1 o d\u016fm \u010di byt. Av\u0161ak pokud n\u00e1m rodi\u010de za t\u00edmto \u00fa\u010delem ji\u017e od mali\u010dka ne\u0161et\u0159ili pen\u00edze, a\u0165 u\u017e do kasi\u010dky nebo prost\u0159ednictv\u00edm n\u011bkter\u00e9ho z mnoha stavebn\u00edch spo\u0159en\u00ed, pak je nepravd\u011bpodobn\u00e9, \u017ee si jej budeme moci dovolit. Na\u0161t\u011bst\u00ed zde existuje \u0159e\u0161en\u00ed. T\u00edm je hypot\u00e9ka, […]","datePublished":"2020-10-24","dateModified":"2020-10-24","author":{"@type":"Person","@id":"https:\/\/www.sftuma.cz\/author\/#Person","name":"","url":"https:\/\/www.sftuma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bac9badfec1c8ddbfb42cc2a45bdd424bcac2f01b51b95470cbfd0bab9e793fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bac9badfec1c8ddbfb42cc2a45bdd424bcac2f01b51b95470cbfd0bab9e793fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sftuma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sftuma.cz\/wp-content\/uploads\/hypoteka6_10_10_1.jpg","url":"https:\/\/www.sftuma.cz\/wp-content\/uploads\/hypoteka6_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.sftuma.cz\/jak-zjistit-zda-dostanu-hypoteku\/","about":["Web"],"wordCount":448,"articleBody":"   Asi ka\u017ed\u00fd z n\u00e1s tou\u017e\u00ed po vlastn\u00edm bydlen\u00ed, a\u0165 u\u017e se jedn\u00e1 o d\u016fm \u010di byt. Av\u0161ak pokud n\u00e1m rodi\u010de za t\u00edmto \u00fa\u010delem ji\u017e od mali\u010dka ne\u0161et\u0159ili pen\u00edze, a\u0165 u\u017e do kasi\u010dky nebo prost\u0159ednictv\u00edm n\u011bkter\u00e9ho z mnoha stavebn\u00edch spo\u0159en\u00ed, pak je nepravd\u011bpodobn\u00e9, \u017ee si jej budeme moci dovolit.Na\u0161t\u011bst\u00ed zde existuje \u0159e\u0161en\u00ed. T\u00edm je hypot\u00e9ka, tedy \u00fa\u010delov\u00e1 p\u016fj\u010dka, ur\u010den\u00e1 pr\u00e1v\u011b ke koupi \u010di rekonstrukci konkr\u00e9tn\u00ed, p\u0159edem dan\u00e9 nemovitosti. Je j\u00ed pom\u011brn\u011b velk\u00e9 mno\u017estv\u00ed druh\u016f a poskytuj\u00ed je jak bankovn\u00ed, tak nebankovn\u00ed spole\u010dnosti.To v\u0161e zn\u00ed dob\u0159e, probl\u00e9m je, \u017ee o hypot\u00e9ku je t\u0159eba si u dan\u00e9 banky \u010di firmy za\u017e\u00e1dat. A tato \u017e\u00e1dost n\u00e1m ne v\u017edy bude schv\u00e1lena. Je jasn\u00e9, \u017ee v tomto p\u0159\u00edpad\u011b se nebudeme c\u00edtit zrovna nejl\u00e9pe. Ide\u00e1ln\u00ed by bylo, abychom v\u011bd\u011bli, zda dostanu hypot\u00e9ku je\u0161t\u011b p\u0159edt\u00edm, ne\u017e si o ni za\u017e\u00e1d\u00e1m.Uleh\u010dilo by to \u017eivot jak n\u00e1m, kte\u0159\u00ed zbyte\u010dn\u011b vypl\u0148ujeme \u017e\u00e1dost, tak pracovn\u00edk\u016fm on\u00e9 spole\u010dnosti, kter\u00fd nebude muset zbyte\u010dn\u011b dlouhou dobu v\u0161e s klientem vypisovat, jen aby jej musel nakonec odm\u00edtnout. Je tedy n\u011bco takov\u00e9ho mo\u017en\u00e9?Ano, je. Existuj\u00ed hypote\u010dn\u00ed kalkula\u010dky, kter\u00e9 m\u00e1 na sv\u00fdch internetov\u00fdch str\u00e1nk\u00e1ch prakticky ka\u017ed\u00e1 firma, kter\u00e1 hypot\u00e9ky poskytuje. Sta\u010d\u00ed, kdy\u017e tam zad\u00e1te pot\u0159ebn\u00e9 \u00fadaje, jako je cena nemovitosti, v\u00e1\u0161 m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem a dal\u0161\u00ed, vyberete typ hypot\u00e9ky, kter\u00fd chcete. Syst\u00e9m pak u\u017e vyhodnot\u00ed na z\u00e1klad\u011b vlo\u017een\u00fdch dat, zda v\u00e1m bude va\u0161e \u017e\u00e1dost schv\u00e1lena \u010di nikoliv.To je rozhodn\u011b u\u017eite\u010dn\u00e9, nebo\u0165 tak m\u016f\u017eete vyzkou\u0161et n\u011bkolik typ\u016f hypot\u00e9ky od n\u011bkolika r\u016fzn\u00fdch spole\u010dnost\u00ed a vybrat si nakonec ten, kter\u00fd pro v\u00e1s bude nejv\u00fdhodn\u011bj\u0161\u00ed. T\u00edm si u\u0161et\u0159\u00edte pen\u00edze i nervy, nebo\u0165 nebudete muset obch\u00e1zet s \u017e\u00e1dost\u00ed jednotliv\u00e9 pobo\u010dky.Je v\u0161ak t\u0159eba \u0159\u00edci, \u017ee ani tento syst\u00e9m nen\u00ed stoprocentn\u00ed. To znamen\u00e1, \u017ee se m\u016f\u017ee st\u00e1t, \u017ee va\u0161e \u017e\u00e1dost bude zam\u00edtnuta, i kdy\u017e v\u00e1m kalkula\u010dka \u0159ekne, \u017ee v\u00e1m bude bez probl\u00e9mu schv\u00e1lena. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f by tomu v\u0161ak tak b\u00fdt nem\u011blo, a tak tento program uleh\u010duje \u017eivot ob\u011bma stran\u00e1m. A o to jde p\u0159edev\u0161\u00edm.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak zjistit, zda dostanu hypot\u00e9ku","item":"https:\/\/www.sftuma.cz\/jak-zjistit-zda-dostanu-hypoteku\/#breadcrumbitem"}]}]